*This is a commercial message from United American Insurance Company, McKinney, Texas; Mutual of Omaha Insurance Company, Omaha, Nebraska; United World Life Insurance Company, Omaha, Nebraska; United of Omaha Life Insurance Company, Omaha, Nebraska; American National Life Insurance Company of Texas, Galveston, Texas; United Investors Life Insurance Company, Birmingham, Alabama; Assurant Health- group marketing name of Time Insurance Company, Milwaukee, Wisconsin. These agencies are private insurance companies which are not agencies of Social Security, Medicare, or any other governmental agency. This is a commercial message for insurance coverage and you will be contacted by a state licensed insurance agent representing one or more of the above companies. Some plans not available in all states. These policies have some limitations and exclusions. Insurance plans and benefits may vary by state.

**Heartland is Not Insurance nor guaranteed under insurance contracts.Heartland memberships are available with or without the purchase of insurance coverage. The best bargain in America for a little over $1.50 a day ($48. monthly dues)! Please note that this is not insurance and we do not make payments directly to medical services providers. It is a discount program, and you are obligated to pay for all health care services. You will receive discounts for medical services at certain health care providers who have contracted with the plan.The program and its administrators have no liability for providing or guaranteeing service or the quality of service rendered. Members will receive discounts on medical services when they go to certain health care providers who are contracted with the plan. Members are solely responsible for payment of all health care services. No portion of any providers fee will be reimbursed or otherwise paid by the plan. Heartland adheres to all federal and state regulations. Memberships not available in Montana or Vermont.